NETWORTH LIFE
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Agency Types

Types of Agencies 

So you’ve decided to take control of your income and you want to be an independent Agent? Now you need to find the right Insurance Agency or Insurance Marketing Organization (IMO). What if you could have your cake and eat it too? Which is the right one for you? Are all Agencies or IMOs the same? Well No is the simple answer. 

Type I - Very Little Help, A lot of Pay

No mentoring or sales training. Help is basically non-existent if you have a question about a product or how to handle a client issue. However in exchange for very little help - you'll get a high contract commission rate with agencies or IMO's. It's not unheard-of to get 100% or more with these groups.  There may an occasional meeting or sales call once per week if you're lucky. You'll be competing for a managers time if they're still producing managers or they will be out of touch most of the time. If you're an experienced agent not requiring much assistance with products or services and choose this model due to no administrative work required - then this is your best option. 

Type II - Too much Help, Not Enough Pay

A Captive agency setup with a multiple carrier model. That is how these agencies and IMO's operate. Too much administrative and daily/weekly meetings with very low compensation rates ranging from 50% to 80%. In addition, as an agent within this model your busy team building with a lot of newbies in the business. If you're interested in a starting out slowly in the business, and not to concerned with your compensation rate, and would like to get all the knowledge you want about the industry at meetings - then this model is for you. 

Type III - The Balanced Approach

At Networth Life we understand what agents want and what they need in order to be successful in the insurance industry. Our agency has partnered with a leading insurance marketing organization to offer first-class training, agent resources and industry knowledge. 

Our sales team has seasoned, veteran agents who have a proven successful track record of selling life insurance, who are ready to mentor and train those agents which are ready to commit to earning commission rates starting at 80% or more with solid performance production. 

Training calls and video recordings are provided to our agents to better hone your selling skills and techniques so you can become the best agent you know. Our producers share their insight and knowledge, discussing sales tips and techniques for how to offer certain products. We utilize Group Chat where all of our agents communicate with one another sharing ideas, tips and tricks, and being part of a group of like-minded independent agents. If you're looking to excel as a top agent - then this model is for you. 

Services

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  • Final Expense
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  • Annuities
  • ​Return of Premium
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Resources

  • Grand Children Life Insurance
  • Seniors 80+ Life Insurance
  • Final Expense for Seniors
  • Funeral Costs Today
  • High Blood Pressure
  • Burial Insurance and its Costs

Join Our Team

​Getting Started 
Careers
Earn $100,000+


​
Contact Us
(210) 202-4015
Networth Life
18911 Hardy Oak Blvd Ste #145
San Antonio, Texas 78258

Email Us

Hours of Operation

 Monday - Friday
8:30a - to 5:30p
Saturday
9:00a - 12:00p
Evenings by Appointment
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Networth Life © COPYRIGHT 2020. ALL RIGHTS RESERVED.
hiring@networthlife.com | (210) 202-4015
© 2020 Networth Insurance Services, LLC |  Networth Life | Texas Department of Insurance License Number: #2466438
Networth Life name, design and related marks are trademarks and property of Networth Insurance Services, LLC © 2019. All rights reserved.

Networth Life, a division of Networth Insurance Services, LLC and its insurance products and services are offered and sold through individually licensed and appointed agents, in all appropriate jurisdictions. Networth Life is a licensed independent insurance agency licensed to sell insurance in 9 U.S. states. Networth Life does not underwrite any insurance that appears on our website. Insurance quotes appearing on this website are non-binding.

While we have done our best to ensure all rates shown are accurate; human error is a possibility. In the rare event we made a mistake regarding pricing, the carrier’s rates will always supersede whatever rate appears on our website. These coverages and descriptions of products are subject to policy terms, conditions, limitations, exclusions, and underwriting approval. Actual coverages are dictated by the policy and may vary by state or product. 


Not all products are available in all states. Product eligibility for each carrier varies depending the following factors: resident state of the insured, age, and medical underwriting restrictions. All plans with no waiting period require an applicant to be medically approved by the insuring company and are subject to the incontestability period.

All guaranteed acceptance plans that have no health questions will be subject to the insurer’s defined waiting period before benefits become payable under the policy provisions. 
Permanent whole life final expense insurance available through Networth Life insurance agency may be underwritten by any of the following insurance companies: Foresters Financial, Americo, Mutual of Omaha, Prosperity Life Group, Columbia Financial Group, AIG, Gerber Life, Great Western, Transamerica, Liberty Bankers Life, Royal Neighbors of America.

When submitting a request to apply for coverage, you agree to Networth Life’s privacy policy. Furthermore, you also consent and expect to be contacted via text, email and phone by a licensed agent of Networth Life. Under no circumstances will we share or sell your information to a third party.
No part of this website may be copied, published, faxed, mailed or distributed in any manner without the prior written consent from the website owner.
  • OUR COMPANY
    • News & Promotions
    • Company Leaders
    • Licensed Agents
    • Blog
    • Contact Us >
      • Privacy Policy
  • PRODUCTS
    • Final Expense
    • Whole Life Policy
    • Term Life Insurance
    • Mortgage Protection
    • Short Term Health Insurance
    • Auto Insurance
    • Homeowners Insurance
    • Return of Premium
    • Indexed Universal Life
    • Medicare Supplemental
    • Pre-Medicare Health Coverage
    • Dental/Cancer Insurance
    • Annuities
  • OUR CARRIERS
  • WHY JOIN?
    • Earn $100,000+
    • Unlicensed - No Problem!
    • Multiple Income Types
    • Agent Lead Program
    • Agent Training
  • GET STARTED
    • Get Contracted
    • Get Leads
    • Compensation Plan
  • POLICY HOLDERS
  • CAREERS
    • Captive vs Independent
    • Agency Types
  • AGENT PORTAL
    • Networth Life Apparel
    • Networth Life Facebook Group
    • Networth Weekly Training Schedule
    • Events
  • SCRIPTS
  • Networth Life Austin
  • FAQs
  • Networth Life Houston
  • Networth Life Houston
  • Networth Life Arizona