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MANAGING RISK

ASSET PROTECTION IS JOB #1
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Growth and Protection

Risk is inherent in the world of finance. As you enter retirement, you will face a number of risks, such as inflation, taxes, longevity, and market fluctuations. It’s not always possible to completely avoid all risks, but a comprehensive financial plan will include risk management strategies to minimize your exposure.
​

Knowledge is the key to making responsible decisions with regard to risk. Working closely with an experienced member of our team can help you to understand the risks you face, and aide you in choosing the right asset allocations for your situation.

Asset Class Allocations

Balancing your desire for growth with your tolerance for potential losses is a key part of your risk management strategy. These values can and do change over time, depending upon your goals and stage of life, and you should continue to balance them as you prepare for retirement. Our team will help you develop the right mix of fixed income securities, equities, cash and other assets.

Declining Market Strategies

As you may have noticed from past events, the stock market sometimes takes a big hit, from which it takes a long time to recover. Smaller fluctuations are normal and expected, but these more significant events can drastically alter your retirement plans. While we don’t claim to have a crystal ball that predicts the movement of the stock market, we do help our clients prepare for these events and minimize losses when possible.

Asset Protection

In the event of a civil lawsuit or collection action, your assets can become vulnerable. Luckily, some asset classes are protected from judgments and creditors by state and federal law. We can partner with your attorney to shelter your assets, by utilizing life insurance strategies, trusts, or a limited family partnership.

Asset Management

You’ve probably heard that you should diversify your assets, by investing in an array of mutual funds or bonds. Yes, this is a helpful way to minimize potential losses, but it’s also a smart tax strategy. Different assets are treated differently under the tax code, and you may be able to use diversification as a method of reducing your tax burden. We can help you identify assets that offer tax-advantaged income, have tax-deferral benefits, or help you avoid cumbersome capital gains taxes.

As you can see, risk management involves a very big picture. We can help you analyze each part of your overall strategy so that they fit together to best protect your assets.

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(210) 202-4015
Networth Life
18911 Hardy Oak Blvd Ste #145
San Antonio, Texas 78258

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Hours of Operation

 Monday - Friday
8:30a - to 5:30p
Saturday
9:00a - 12:00p
Evenings by Appointment
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Networth Life © COPYRIGHT 2020. ALL RIGHTS RESERVED.
hiring@networthlife.com | (210) 202-4015
© 2020 Networth Insurance Services, LLC |  Networth Life | Texas Department of Insurance License Number: #2466438
Networth Life name, design and related marks are trademarks and property of Networth Insurance Services, LLC © 2019. All rights reserved.

Networth Life, a division of Networth Insurance Services, LLC and its insurance products and services are offered and sold through individually licensed and appointed agents, in all appropriate jurisdictions. Networth Life is a licensed independent insurance agency licensed to sell insurance in 9 U.S. states. Networth Life does not underwrite any insurance that appears on our website. Insurance quotes appearing on this website are non-binding.

While we have done our best to ensure all rates shown are accurate; human error is a possibility. In the rare event we made a mistake regarding pricing, the carrier’s rates will always supersede whatever rate appears on our website. These coverages and descriptions of products are subject to policy terms, conditions, limitations, exclusions, and underwriting approval. Actual coverages are dictated by the policy and may vary by state or product. 


Not all products are available in all states. Product eligibility for each carrier varies depending the following factors: resident state of the insured, age, and medical underwriting restrictions. All plans with no waiting period require an applicant to be medically approved by the insuring company and are subject to the incontestability period.

All guaranteed acceptance plans that have no health questions will be subject to the insurer’s defined waiting period before benefits become payable under the policy provisions. 
Permanent whole life final expense insurance available through Networth Life insurance agency may be underwritten by any of the following insurance companies: Foresters Financial, Americo, Mutual of Omaha, Prosperity Life Group, Columbia Financial Group, AIG, Gerber Life, Great Western, Transamerica, Liberty Bankers Life, Royal Neighbors of America.

When submitting a request to apply for coverage, you agree to Networth Life’s privacy policy. Furthermore, you also consent and expect to be contacted via text, email and phone by a licensed agent of Networth Life. Under no circumstances will we share or sell your information to a third party.
No part of this website may be copied, published, faxed, mailed or distributed in any manner without the prior written consent from the website owner.
  • OUR COMPANY
    • News & Promotions
    • Company Leaders
    • Licensed Agents
    • Blog
    • Contact Us >
      • Privacy Policy
  • PRODUCTS
    • Final Expense
    • Whole Life Policy
    • Term Life Insurance
    • Mortgage Protection
    • Short Term Health Insurance
    • Auto Insurance
    • Homeowners Insurance
    • Return of Premium
    • Indexed Universal Life
    • Medicare Supplemental
    • Pre-Medicare Health Coverage
    • Dental/Cancer Insurance
    • Annuities
  • OUR CARRIERS
  • WHY JOIN?
    • Earn $100,000+
    • Unlicensed - No Problem!
    • Multiple Income Types
    • Agent Lead Program
    • Agent Training
  • GET STARTED
    • Get Contracted
    • Get Leads
    • Compensation Plan
  • POLICY HOLDERS
  • CAREERS
    • Captive vs Independent
    • Agency Types
  • AGENT PORTAL
    • Networth Life Apparel
    • Networth Life Facebook Group
    • Networth Weekly Training Schedule
    • Events
  • SCRIPTS
  • Networth Life Austin
  • FAQs
  • Networth Life Houston
  • Networth Life Houston
  • Networth Life Arizona